Fintech
e-WALLET APP DEVELOPMENT COMPANY
SoftCurators specializes in creating unique and future ready eWallet app development solutions that are designed for the modern & digital economy. Our goal is to power up the businesses with more fast, more secure and user friendly payment platforms that defines how people transact online more easily.It does not matter whether you are a fintech startup, retail business or an enterprise firm looking to digitalize your payment structure, our custom eWallet app development services make sure that you get a seamless user experiences and strong transaction management.
Fintech
Powering Digital Payments with Secure and Adaptable eWallet Solutions
As one of the trusted eWallet app development company, SoftCurators is redefining the fintech network with more intelligent, secure and feature ready wallet solutions. The universal demand for mobile payments is increasing rapidly and we help businesses stay ahead from their competitors with great digital wallets that combines usability, performance and compliance.
From peer to peer money transfers to merchant payments, crypto wallets and cross-border remittances, softcurators team build the apps that meet every business goal and user need.
Complete eWallet App Development Services
Softcurators offer end-to-end digital wallet development services personalized to specific business models, industries and audiences
Types of eWallets We Develop
Closed Wallets
A closed wallet is a app based payment system where transactions happen completely between a business and its customers. The funds available in wallet can only be used for purchases, refunds or services within that specific brand.
Ideal For: E-commerce platforms, retail chains or service based businesses that want to retain users within their network.
Open Wallets
Open wallets are complete digital payment solutions that can make a wide range of financial operations. These wallets are directly linked directly to the bank accounts and allows withdrawals, transfers and payments across several merchants and ATMs.
Ideal For: Fintech startups, banks or large scale payment service providers.
Semi-Closed Wallets
Semi closed wallets allow users to make payments to a well-defined network of partnered merchants or service providers. These wallets does not allow any withdrawal of cash directly but are ideal for secure, multi-merchant networks.
Ideal For: Marketplaces, food delivery apps, ride-sharing platforms and utility services.
Prepaid Wallets
Prepaid wallets works by allowing users to load funds in advance in the wallet and use the balance for purchases or bill payments. They are very popular among the businesses which are aiming for faster checkout experiences and spending control.
Ideal For: Travel companies, schools, event organizers and prepaid card providers
Multi-Currency Wallets
Multi-currency wallets allows users to hold, exchange and do transaction in multiple currencies which is perfect for global businesses or users traveling internationally. These wallets handle real-time currency conversion and support cross-border payments.
Ideal For: International traders, travellers and cross-border payment providers.
DeFi Wallets
Decentralized Finance Wallets allows users complete control over their digital assets by removing mediators like banks or centralized exchanges. These wallets store cryptocurrencies, tokens and NFTs which users participate in DApps & DeFi platforms.
Ideal For: Fintech innovators, crypto exchanges & blockchain based startups.
Key Features of e-wallet Apps
- Registration
- Verification (KYC & AML)
- Adding Funds to Wallet
- Money Transfer P2P/P2B
- Utility Bill Payments & Airtime Recharge
- International Remittance
- E-statements
- QR Code & NFC Payment
- Currency Exchange
- Chat Support
- Registrations with KYC & AML
- Unique & Custom QR code
- e-Statements
- Dashboard
- Payments & Tracking
- EMI Payment options
- Customer Management
- Manage Refund
- Manage Offers & Discounts
- Reporting & Real-time Analytics
- Role-based access control
- User & merchant management
- Payment monitoring & security control
- Transaction & fraud analytics
- Reward/coupon management
- CMS & notification management
Advanced Features for a Smarter Payment Experience
Geo Location Tracking
Detecting nearby merchants, service providers and ATMs.
Contactless Payments (NFC)
Enabling one tap transactions for speedy and convenient payments.
AI-Powered Chatbots
Provides 24/7 customer assistance with intelligent conversational bots.
Cloud-Based Data Storage
Securely store sensitive data using encrypted cloud solutions.
Biometric Authentication
Strong security with facial recognition and fingerprint access.
Scheduled Payments
Automatic recurring bills and transfers.
Wallet Tokenization
Convert the sensitive card data into secure digital tokens.
Smart Notifications
Keep users informed with real-time transaction alerts and offers
Contactless ATM withdrawal
Process money withdrawal from ATM without physical card.
Security and Compliance
Security is something that is non-negotiable in fintech and Softcurators take it very seriously. Our eWallet apps fulfil the global financial regulations to ensure data integrity, privacy and fraud protection.
Monetization Strategies for Your eWallet App
Transaction fees
Earn revenue by charging users a small percentage or flat fee on every successful transaction.
Merchant commissions
Collect commissions from merchants for each in-app purchase or payment made through your wallet.
Subscription models
Offer premium plans with the advanced features, higher transaction limits or faster transaction speeds for subscribers
Advertising & promotions
Generate income through sponsored ads, brand collaborations or promotional ads within the app.
Cashback partnerships
Collaborate with brands to offer cashback and earn from each redeemed reward.
Data insights & analytics services
Monetize user data by providing market insights or analytics reports to businesses.
Our Proven eWallet App Development Process
This phase focuses on understanding client’s business model, defining project objectives, conducting competitor & market analysis and creating a planned roadmap. It make sure that your eWallet app aligns perfectly with your goals, target audience and future scalability plans.
Our designing team creates interactive wireframes and high-fidelity prototypes which ensures every user journey is unified and instinctive. The major focus remains on accessibility, usability and visual appeal to deliver an attractive experience that improves user retention and trust.
We develop a strong backend infrastructure and APIs while making a smooth and responsive mobile front end. Our developers makes sure about the clean coding, database structuring and a secure data flow for high performance, scalability and perfect app functionality across all devices.
Assurance
We perform severe manual and automated testing for functionality, performance and security. Our QA team makes sure that code is bug-free, smooth navigation and fast response times, assuring your eWallet app runs perfectly under all load conditions and usage scenarios.
Once thoroughly tested, we deploy your eWallet app on app stores and production servers. Our experts handle configuration, optimization and store compliance, ensuring a smooth launch with zero downtime and immediate availability for your target audience.
After deployment, we provide continuous monitoring, maintenance and version updates. Our team ensures scalability, introduces new features and performs regular performance audits to keep your eWallet app secure, efficient and aligned with evolving market trends and technologies.
Tech Stack We Use
SoftCurators uses modern, scalable and future ready technologies for eWallet app development.
- Flutter
- React Native
- Swift
- Kotlin
- Node
- Laravel (PHP)
- Python / Django
- Java / Spring
- MongoDB
- PostgreSQL
- Firebase
- Stripe, PayPal, Razorpay, Braintree
- Bank APIs
- OAuth 2.0
- SSL/TLS Encryption
- AES-256 Encryption
- Biometric Authentication
- Tokenization
- AWS / Google Cloud / Azure
- Cloud-based backups
- Onfido / Jumio / IDology
- AML Screening
Feel the difference
Industries We Serve
Retail & eCommerce
Shopping apps, loyalty programs, and omnichannel retail platforms.
Travel & Hospitality
Travel planning Apps, hotel reservation platforms, guided tour apps which have loyalty programs, we create solutions that attracts user engagement and repeated business.
Fantasy Sports
From cricket and football to basketball and beyond, fantasy gaming is reshaping how fans engage with their favorite sports.
Why Choose SoftCurators as your App Development Partner ?
We blend innovation with precision to build digital products that truly stand out. As a globally trusted app development partner, we craft high-performing, future-ready solutions that keep your business agile, scalable, and ahead of evolving market demands.
Showcasing Our Success in Mobile App Development
Ready to build your own eWallet app?
Let’s create a secure, scalable, and user-focused digital wallet that drives growth and customer loyalty.
FAQ
Frequently Asked Questions
Typically, a standard eWallet app takes 3-5 months depending on the features and integrations required.
The cost varies based on complexity, tech stack, and target platforms. Get a free quote from our experts for accurate estimation.
Our apps include end-to-end encryption, tokenization and multi-layered authentication to ensure top-tier security.
Absolutely. We offer comprehensive post-launch support including updates, bug fixes, and feature upgrades.
Yes, we specialize in cross-platform and native app development using Flutter, React Native, Swift, and Kotlin.
Lets Connect
Launch Your eWallet App with Confidence
Our Locations
UAE
India
UK
USA
Client Stories
Delivering secure, scalable, and high-performing solutions that clients love.
SoftCurators transformed our idea into a stunning mobile app. The team was professional, responsive, and delivered on time. Highly recommended.
We approached SoftCurators for a custom eCommerce app, and they exceeded expectations. The design, functionality, and user experience are top-notch.
SoftCurators helped us build a secure and user-friendly money transfer app. Their fintech knowledge and attention to detail were impressive
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