E-wallet App Development

Fintech

e-WALLET APP DEVELOPMENT COMPANY

SoftCurators specializes in creating unique and future ready eWallet app development solutions that are designed for the modern & digital economy. Our goal is to power up the  businesses with more fast, more secure and user friendly payment platforms that defines how people transact online more easily.It does not matter whether you are a fintech startup, retail business or an enterprise firm looking to digitalize your payment structure, our custom eWallet app development services make sure that you get a seamless user experiences and strong transaction management.

Fintech

Powering Digital Payments with Secure and Adaptable eWallet Solutions

As one of the trusted eWallet app development company, SoftCurators is redefining the fintech network with more intelligent, secure and feature ready wallet solutions. The universal demand for mobile payments is increasing rapidly and we help businesses stay ahead from their competitors with great digital wallets that combines usability, performance and compliance.

From peer to peer money transfers to merchant payments, crypto wallets and cross-border remittances, softcurators team build the apps that meet every business goal and user need.

Complete eWallet App Development Services

Softcurators offer end-to-end digital wallet development services personalized to specific business models, industries and audiences

P2P eWallet Apps

P2P eWallet Apps

Enables instant and secure money transfers between the users

Crypto Wallet Development

Crypto Wallet Development

Build segregated wallets supporting popular cryptocurrencies.

Merchant Wallets

Merchant Wallets

Allowing businesses to manage digital transactions professionally.

DeFi Wallet Apps

DeFi Wallet Apps

Create decentralized finance (DeFi) based payment platforms for borderless finance.

Point-of-Sale (POS) Wallet Integration

Point-of-Sale (POS) Wallet Integration

Streamline retail transactions with secure NFC based systems.

Loyalty & Rewards Wallets

Loyalty & Rewards Wallets

Engage more users with cashback, coupons and reward systems.

NFC & QR-Based Payment Wallets

NFC & QR-Based Payment Wallets

Fast, contactless payment solutions for modern users.

Multi-Currency Wallet Apps

Multi-Currency Wallet Apps

Handle global payments with real time currency conversion.

IoT-Integrated Wallets

IoT-Integrated Wallets

Power up next generations payments through wearable and connected devices.

Types of eWallets We Develop

Closed Wallet App Development

Closed Wallets

A closed wallet is a app based payment system where transactions happen completely between a business and its customers. The funds available in wallet can only be used for purchases, refunds or services within that specific brand.

Ideal For: E-commerce platforms, retail chains or service based businesses that want to retain users within their network.

Open Wallet App Development

Open Wallets

Open wallets are complete digital payment solutions that can make a wide range of financial operations. These wallets are directly linked directly to the bank accounts and allows withdrawals, transfers and payments across several merchants and ATMs.

Ideal For: Fintech startups, banks or large scale payment service providers.

Semi Closed Wallet App Development

Semi-Closed Wallets

Semi closed wallets allow users to make payments to a well-defined network of partnered merchants or service providers. These wallets does not allow any withdrawal of cash directly but are ideal for secure, multi-merchant networks.

Ideal For: Marketplaces, food delivery apps, ride-sharing platforms and utility services.

Prepaid Wallet App Development

Prepaid Wallets

Prepaid wallets works by allowing users to load funds in advance in the wallet and use the balance for purchases or bill payments. They are very popular among the businesses which are aiming for faster checkout experiences and spending control.

Ideal For: Travel companies, schools, event organizers and prepaid card providers

Multi Currency Wallet App Development

Multi-Currency Wallets

Multi-currency wallets allows users to hold, exchange and do transaction in multiple currencies which is perfect for global businesses or users traveling internationally. These wallets handle real-time currency conversion and support cross-border payments.

Ideal For: International traders, travellers and cross-border payment providers.

Defi Wallet App Development

DeFi Wallets

Decentralized Finance Wallets allows users complete control over their digital assets by removing mediators like banks or centralized exchanges. These wallets store cryptocurrencies, tokens and NFTs which users participate in DApps & DeFi platforms.

Ideal For: Fintech innovators, crypto exchanges & blockchain based startups.

Key Features of e-wallet Apps

User Panel
Merchant Panel
Admin Panel
  • Registration
  • Verification (KYC & AML)
  • Adding Funds to Wallet
  • Money Transfer P2P/P2B
  • Utility Bill Payments & Airtime Recharge
  • International Remittance
  • E-statements
  • QR Code & NFC Payment
  • Currency Exchange
  • Chat Support
  • Registrations with KYC & AML
  • Unique & Custom QR code
  • e-Statements
  • Dashboard
  • Payments & Tracking
  • EMI Payment options
  • Customer Management
  • Manage Refund
  • Manage Offers & Discounts
  • Reporting & Real-time Analytics
  • Role-based access control
  • User & merchant management
  • Payment monitoring & security control
  • Transaction & fraud analytics
  • Reward/coupon management
  • CMS & notification management

Advanced Features for a Smarter Payment Experience

Geo Location Tracking

Detecting nearby merchants, service providers and ATMs.

Contactless Payments (NFC)

Enabling one tap transactions for speedy and convenient payments.

AI-Powered Chatbots

Provides 24/7 customer assistance with intelligent conversational bots.

Cloud-Based Data Storage

Securely store sensitive data using encrypted cloud solutions.

Biometric Authentication

Strong security with facial recognition and fingerprint access.

Scheduled Payments

Automatic recurring bills and transfers.

Wallet Tokenization

Convert the sensitive card data into secure digital tokens.

Smart Notifications

Keep users informed with real-time transaction alerts and offers

Contactless ATM withdrawal

Process money withdrawal from ATM without physical card.

Security and Compliance

Security is something that is non-negotiable in fintech and Softcurators take it very seriously. Our eWallet apps fulfil the global financial regulations to ensure data integrity, privacy and fraud protection.

PCI DSS & GDPR Compliance

PCI DSS & GDPR Compliance

End-to-End Data Encryption

End-to-End Data Encryption

AES-256 Data Encryption

AES-256 Data Encryption

KYC/AML Verification

KYC/AML Verification

Multi-Factor Authentication (OTP, biometrics)

Connect To Bank

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Fraud Detection

Fraud Detection

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Monitoring Systems

Monitoring Systems

Regular Security Audits & Patches

Regular Security Audits & Patches

Monetization Strategies for Your eWallet App

Finance Bank

Transaction fees

Earn revenue by charging users a small percentage or flat fee on every successful transaction.

Merchant commissions

Collect commissions from merchants for each in-app purchase or payment made through your wallet.

Subscription models

Offer premium plans with the advanced features, higher transaction limits or faster transaction speeds for subscribers

Advertising & promotions

Generate income through sponsored ads, brand collaborations or promotional ads within the app.

Cashback partnerships

Collaborate with brands to offer cashback and earn from each redeemed reward.

Data insights & analytics services

Monetize user data by providing market insights or analytics reports to businesses.

Our Proven eWallet App Development Process

This phase focuses on understanding client’s business model, defining project objectives, conducting competitor & market analysis and creating a planned roadmap. It make sure that your eWallet app aligns perfectly with your goals, target audience and future scalability plans.

Our designing team creates interactive wireframes and high-fidelity prototypes which ensures every user journey is unified and instinctive. The major focus remains on accessibility, usability and visual appeal to deliver an attractive experience that improves user retention and trust.

We develop a strong backend infrastructure and APIs while making a smooth and responsive mobile front end. Our developers makes sure about the clean coding, database structuring and a secure data flow for high performance, scalability and perfect app functionality across all devices.

Assurance
We perform severe manual and automated testing for functionality, performance and security. Our QA team makes sure that code is bug-free, smooth navigation and fast response times, assuring your eWallet app runs perfectly under all load conditions and usage scenarios.

Once thoroughly tested, we deploy your eWallet app on app stores and production servers. Our experts handle configuration, optimization and store compliance, ensuring a smooth launch with zero downtime and immediate availability for your target audience.

After deployment, we provide continuous monitoring, maintenance and version updates. Our team ensures scalability, introduces new features and performs regular performance audits to keep your eWallet app secure, efficient and aligned with evolving market trends and technologies.

Tech Stack We Use

SoftCurators uses modern, scalable and future ready technologies for eWallet app development.

  • Flutter
  • React Native
  • Swift
  • Kotlin 
  • Node

     

  • Laravel (PHP)

     

  • Python / Django

     

  • Java / Spring
  • MongoDB

     

  • PostgreSQL

     

  • Firebase
  • Stripe, PayPal, Razorpay, Braintree

     

  • Bank APIs
  • OAuth 2.0

     

  • SSL/TLS Encryption

     

  • AES-256 Encryption

     

  • Biometric Authentication

     

  • Tokenization
  • AWS / Google Cloud / Azure

     

  • Cloud-based backups
  • Onfido / Jumio / IDology

     

  • AML Screening

Feel the difference

Industries We Serve

Fintech & Banking

Fintech & Banking

From money transfer apps, BNPL platforms, and crypto wallets, we’ve built secure, scalable fintech solutions.

Retail & eCommerce

Shopping apps, loyalty programs, and omnichannel retail platforms.

Education & Elearning

Education & Elearning

E-learning, online classrooms, and gamified learning experiences.

Travel & Hospitality

Travel planning Apps, hotel reservation platforms, guided tour apps which have loyalty programs, we create solutions that attracts user engagement and repeated business.

Healthcare & Fitness

Healthcare & Fitness

Telemedicine platforms, patient portals, and wellness apps with HIPAA compliance.

Fantasy Sports

From cricket and football to basketball and beyond, fantasy gaming is reshaping how fans engage with their favorite sports.

Showcasing Our Success in Mobile App Development

Ready to build your own eWallet app?

Let’s create a secure, scalable, and user-focused digital wallet that drives growth and customer loyalty.

FAQ

Frequently Asked Questions

Typically, a standard eWallet app takes 3-5 months depending on the features and integrations required.

The cost varies based on complexity, tech stack, and target platforms. Get a free quote from our experts for accurate estimation.

Our apps include end-to-end encryption, tokenization and multi-layered authentication to ensure top-tier security.

Absolutely. We offer comprehensive post-launch support including updates, bug fixes, and feature upgrades.

Yes, we specialize in cross-platform and native app development using Flutter, React Native, Swift, and Kotlin.

Lets Connect

Launch Your eWallet App with Confidence

    Mobile App Development
    Happy Clients
    1 +
    Team Members
    20 +
    Years Experienced Team
    1 +
    Projects Completed
    75 +

    Our Locations

    UAE Softcurators

    UAE

    India Softcurators

    India

    UK Softcurators

    UK

    USA Softcurators

    USA

    Client Stories

    Delivering secure, scalable, and high-performing solutions that clients love.

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