Fintech
BNPL App Development Company
As a leading Buy Now Pay Later (BNPL) app development company, Softcurators specializes in building perfect, secure and scalable BNPL platforms that allows businesses to offer flexible payment solutions to their customers. With the rise in e-commerce and shifting consumer preferences, BNPL solutions are changing the way people shop by allowing them to pay for purchases in easy instalments without any upfront costs.
Our custom BNPL app development services help fintech startups, retailers and financial institutions tap into this growing market, increase conversion rates and improve customer loyalty with personalized, transparent and compliant payment options.
Fintech
Why Buy Now Pay Later Solutions?
Buy Now Pay Later is transforming retail finance by :
- Increasing Sales & Average Order Value: Customers can purchase more with the flexible payments.
- Enhancing Customer Experience : Instant approval and transparent instalment plans develops the customer trust.
- Reducing Cart Abandonment: Offering BNPL at checkout reduces resistance and boosts conversions.
- Attracting Younger Consumers: Younger generations these days prefer flexible credit options over old-style loans.
- Providing Competitive Edge: Merchants can separate themselves with innovative payment options.
Types of BNPL Apps We Develop
Core Features of Our BNPL Apps
- Easy Registration & KYC Verification
- Instant Credit Approval & Limit Display
- Flexible Installment Plans & EMI Calculators
- Transparent Interest & Fee Breakdown
- Order History & Payment Schedule
- Notifications & Payment Reminders
- Secure Payment Gateway Integration
- Real-time Transaction Dashboard
- Order & Payment Management
- Customer Credit Risk Assessment
- Integration with POS & E-commerce Platforms
- Settlement & Reconciliation Tools
- Promotional Offers & Discounts
- User & Merchant Management
- Credit Risk & Fraud Analytics
- Compliance & Regulatory Reporting
- Transaction Monitoring & Dispute Resolution
- Analytics & Business Insights
Advanced Features Of Our BNPL Apps
Real-Time KYC & Instant Loan Decisioning
Multi-Merchant & Omni-Channel Integration
AI-Powered Credit Scoring & Fraud Detection
Secure Cloud Storage & End-to-End Encryption
Multi-Currency & Multi-Language Support
Dynamic Payment Scheduling & Early Repayment Options
Regulatory Compliance & Security
We prioritize compliance and security to build trust and ensure smooth operations
Our BNPL App Development Process
This phase focuses on understanding client’s business model, defining project objectives, conducting competitor & market analysis and creating a planned roadmap. It make sure that your eWallet app aligns perfectly with your goals, target audience and future scalability plans.
Our designing team creates interactive wireframes and high-fidelity prototypes which ensures every user journey is unified and instinctive. The major focus remains on accessibility, usability and visual appeal to deliver an attractive experience that improves user retention and trust.
We develop a strong backend infrastructure and APIs while making a smooth and responsive mobile front end. Our developers makes sure about the clean coding, database structuring and a secure data flow for high performance, scalability and perfect app functionality across all devices.
We perform severe manual and automated testing for functionality, performance and security. Our QA team makes sure that code is bug-free, smooth navigation and fast response times, assuring your eWallet app runs perfectly under all load conditions and usage scenarios.
Once thoroughly tested, we deploy your eWallet app on app stores and production servers. Our experts handle configuration, optimization and store compliance, ensuring a smooth launch with zero downtime and immediate availability for your target audience.
After deployment, we provide continuous monitoring, maintenance and version updates. Our team ensures scalability, introduces new features and performs regular performance audits to keep your eWallet app secure, efficient and aligned with evolving market trends and technologies.
Tech Stack We Use
SoftCurators uses modern, scalable and future ready technologies for BNPL app development.
- Flutter
- React Native
- Swift
- Kotlin
- Node
- Laravel (PHP)
- Python / Django
- Java / Spring
- MongoDB
- PostgreSQL
- Firebase
- Stripe, PayPal, Razorpay, Braintree
- Bank APIs
- OAuth 2.0
- SSL/TLS Encryption
- AES-256 Encryption
- Biometric Authentication
- Tokenization
- AWS / Google Cloud / Azure
- Cloud-based backups
- Onfido / Jumio / IDology
- AML Screening
Feel the difference
Industries We Serve
Retail & eCommerce
Shopping apps, loyalty programs, and omnichannel retail platforms.
Travel & Hospitality
Travel planning Apps, hotel reservation platforms, guided tour apps which have loyalty programs, we create solutions that attracts user engagement and repeated business.
Fantasy Sports
From cricket and football to basketball and beyond, fantasy gaming is reshaping how fans engage with their favorite sports.
Why Choose SoftCurators as your App Development Partner ?
We blend innovation with precision to build digital products that truly stand out. As a globally trusted app development partner, we craft high-performing, future-ready solutions that keep your business agile, scalable, and ahead of evolving market demands.
Showcasing Our Success in Mobile App Development
Ready to build your own BNPL app?
Let’s create a secure, scalable, and user-focused BNPL App that drives growth and customer loyalty.
FAQ
Frequently Asked Questions
Typically within 12 - 20 weeks depending on complexity.
The cost varies based on complexity, tech stack, and target platforms. Approx. ranges is between 10 - 40 K USD. Get a free quote from our experts for accurate estimation.
Yes, we provide smooth integration with popular platforms
Absolutely. We offer comprehensive post-launch support including updates, bug fixes, and feature upgrades.
Through AI-powered credit scoring and real-time data verification
Yes, our BNPL solutions are fully customizable by region and industry.
Lets Connect
Launch Your eWallet App with Confidence
Our Locations
UAE
India
UK
USA
Client Stories
Delivering secure, scalable, and high-performing solutions that clients love.
SoftCurators transformed our idea into a stunning mobile app. The team was professional, responsive, and delivered on time. Highly recommended.
We approached SoftCurators for a custom eCommerce app, and they exceeded expectations. The design, functionality, and user experience are top-notch.
SoftCurators helped us build a secure and user-friendly money transfer app. Their fintech knowledge and attention to detail were impressive
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